Fast & Transparent Money Transfers Across Europe, CIS & 180+ Countries

Send money securely with clear fees, competitive FX rates, and near-instant delivery — built for people and businesses.

+ 10 more services in one account Hover the icons to explore
Transfer
  • Exchange Rate 1 EUR = — USD
    Currency price data is provided by CoinMarketCap.
  • Arrives instantly
Trusted payment networks

Move money on rails people already trust

VisaMastercardSWIFT wire transferSEPAOpen Banking
TrustpilotRead our reviews on Trustpilot
180+Countriesyou can send money to
11Servicesin one TopSend account
4Ways to use itWeb, PWA, Android and iOS
How it works

Start sending in three steps

  1. Create an account

    Sign up with your email and verify your identity once.

  2. Add funds using fiat or crypto

    Deposit from your bank card, or transfer crypto from any wallet.

  3. Send, pay, withdraw, or top up anytime

    Move money to anyone, pay for services, or cash out — anytime.

Security

Security Comes First

Industry-grade security protects funds and personal data. Encrypted transactions, two-factor authentication, and secure wallet infrastructure work together to keep money safe at all times.

Encrypted Transactions

All transactions are protected with industry-standard encryption to keep your financial data secure.

Two-Factor Authentication

Add an extra layer of security by verifying your identity with two-factor authentication.

Fraud Prevention Systems

Advanced fraud detection continuously monitors activity to help prevent unauthorized access and suspicious transactions.

Coverage

Send money to 180+ countries

People use TopSend to send money home, pay abroad and support family across the Americas, Europe, Africa, the Middle East, Asia and Oceania.

Bank transferCrypto

International money transfer fees, exchange rates and delivery times vary by destination country, currency and payment method, whether bank transfer or crypto. You always see the exact fee, the live FX rate and the arrival time before you confirm.

Start a transfer →
Reviews

What our customers say

Every transfer supports families, friendships and communities across borders.

Trustpilot

Independent reviews

Read what TopSend customers say on Trustpilot, or leave a review of your own.

Read on Trustpilot
★★★★★
I use TopSend to send money to my mom who lives in another country every month. Incredibly useful.
Alex
★★★★☆
I'm a gamer and I live in a country where I can't directly purchase game. I use TopSend so buy steam and iTunes gift cards every month. It's much faster and cheaper than other options.
John
★★★★★
I travel a lot for my job, and I can't keep buying sim cards and internet data everywhere I go. That's why I love TopSend so much. I just use eSims TopSend provides. So far, they have had eSims in every country I have traveled to!
Sara

One account for all of it

Sign up once and use every service on web, PWA or the Telegram mini app.