Money remittance
Send to 180+ countries, with most transfers landing in minutes. The reason most of your audience arrives.
sent across borders to family in 2025 — more than the GDP of Switzerland, and projected to pass $900B this year
World BankTopSend Partner Program
Earn 50% revenue share on every transfer you send our way.
Your audience is already sending money home. Share your link and take half of what we earn on every transfer, top-up and gift card they make — for as long as they keep sending.
Earnings
EstimateNew senders you refer / month50
Average amount they send$150
Your revenue share — flat on every partner account50%
$5,850Your earnings over the first 12 months
$900/moRecurring, by month 12
$18.00Value of one referred sender
Assumes 2 transfers per sender monthly and 12-month retention. Indicative only.
Five products, one link
You're not promoting an app.You're promoting five markets.
Every product below pays you the same 50%. A referral who came for a transfer and stays for eSIM and gift cards earns you more, from the same link, with no extra work.
QR Pay
Pay merchants directly from your TopSend balance. No card, no terminal, no bank account required.
QR payments expected globally in 2026 — now the most-used wallet transaction type, over 40% of all volume
Juniper Research
Virtual cards
Issue a card in seconds for subscriptions, online shopping and anything that won't accept a local card.
prepaid card market in 2026, with over 40% of consumers already paying by virtual or QR-based card
Business Research Insights
Gift cards
Hundreds of global brands, delivered instantly — and a way to send value to someone without any bank details.
global gift card market in 2026, with 61% of it already bought through online channels
Fortune Business Insights
eSIM
Data in 190+ countries without swapping a SIM. The one product your audience buys before they even land.
forecast growth in travel eSIM spending 2023–2028, on a market worth $1.75B in 2026
Juniper Research · DataM IntelligenceMarket figures are third-party estimates, published 2025–2026, and illustrate category demand — not TopSend performance.
Two ways to partner
Take half of whatwe earn from your referrals
Most partners just take the standard 50% and start today. If you're bringing volume or need an integration, we'll build the terms around you instead.
Referral partner
50%revenue share, lifetime
Share your link. Anyone who signs up through it stays attributed to you for as long as they keep sending — you take half of what we make on them.
- Paid on all five products — one link covers everything
- No earnings cap, no clawback on completed transfers
- Same 50% from your first referral — no tier to climb
- Paid weekly in crypto, from a $500 balance
Business referrer
Customnegotiated per agreement
Employers, recruitment agencies, HR platforms and fintech products with a book of senders to introduce.
- Bulk onboarding and co-branded landing pages
- API and postback integration available
- Volume commitments for higher rates
- Named commercial contact, contract-backed
What 50% looks like
The same rateat every size
No tiers, no thresholds, no rate that drops when you stop growing. Three audiences, the same 50%, on an average send of $150.
If you refer
20 senders / month
- By month 12
- $360 / mo
- First-year total
- $2,340
- Per sender, lifetime
- $18
If you refer
100 senders / month
- By month 12
- $1,800 / mo
- First-year total
- $11,700
- Per sender, lifetime
- $18
If you refer
400 senders / month
- By month 12
- $7,200 / mo
- First-year total
- $46,800
- Per sender, lifetime
- $18
Another way in · No link required
Some people don't share a link.They move the money themselves.
Agents aren't tied to referral links. You earn volume-based cashback on the completed turnover you actually generate — however you generate it.
Tracking link
Use a link, like an affiliate
You get an individual tracking link, the same as our affiliate partners. Everything that comes through it is attributed to you automatically.
Direct
Settle from your own balance
Top up your TopSend balance and send internally to the customers and contacts you already deal with face to face. Terms for this route are agreed with you individually.
Bespoke
Something that fits your business
If neither route matches how you work, tell us how you'd rather run it. We'll agree a flow that works for you and meets our requirements.
Standard rate
50%
of eligible completed turnover, paid monthly. From USD 100,000 a month, rates and tiers are agreed individually on volume, geography, transaction quality and risk profile.
What the volume pays
$10,000 /MONTH
CASHBACK $100
$100,000 /MONTH
CASHBACK $1,250
$500,000 /MONTHCASHBACK $2,500
What counts asturnover
- Transfers from several genuine users, not one account
- Transactions that completed and passed verification
- A customer network we can see is real
Whatdoesn't
- Self-transfers, duplicate or artificial accounts
- Reversed, suspicious or manipulated transactions
- Volume routed to inflate a reward tier
Who this works for
If people already ask youhow to send money home
Telegram channels
Community news, city groups and expat channels. A pinned post plus a regular mention converts better than any banner we've run.
Jobs & vacancy groups
Your members get paid, then need to send it home the same week. The gap between those two moments is the whole opportunity.
Community leaders
Cultural associations, faith groups, alumni networks, WhatsApp circles. Trust is the hard part, and you already have it.
Creators & bloggers
YouTube, Instagram and TikTok accounts with an audience living away from home. We supply the creative; you supply the voice.
Employers & agencies
If you pay a workforce that sends remittances, onboarding takes one session and earns for as long as they're employed.
Comparison sites
Rate-comparison, fintech review and personal-finance sites. Deep links, rate feeds and clean attribution.
How to start
Four steps, about a weekto your first payout
- 01
Apply
Tell us who your audience is and where they send money. Two minutes, no deck required.
- 02
Get approved
We review within 48 hours and assign a manager who speaks your language on Telegram.
- 03
Share your link
Take our creatives or write your own. Every signup is attributed to you permanently.
- 04
Get paid
Watch transfers land in your dashboard live. Withdraw in crypto every week, from $500.
What you get
The parts that decide whethera program is worth it
A manager, not a ticket queue
One named person on Telegram, in your language. They answer the same day.
Creatives that convert
Posts, stories, banners and video cuts, localised to your audience and ready to publish.
Real-time, honest tracking
Clicks, signups, first transfers and revenue, updated live. Postbacks and S2S if you run paid traffic.
Lifetime attribution
No 30-day cookie. A sender you introduce stays yours for as long as they keep using TopSend.
Paid weekly, every week
Settled in crypto once your balance passes $500 — no borders, no banking delays, no fee from our side.
A licensed operator behind it
FINTRAC-registered MSB with Sumsub KYC. Your audience's money is handled properly, which protects your name too.
Apply
Start earning on transfersyou already influence
Two minutes to apply, 48 hours to a decision, and a manager who'll tell you honestly whether it's worth your time.
