Everything TopSend
Can Do For You
One platform to send, hold, exchange and get paid — across 180+ countries with transparent fees, real-time tracking and near-instant delivery.
Core Feature
Send Money Worldwide
Send money instantly using fiat or cryptocurrency. Transfer by user ID, generate payment links, or send directly to supported wallets and accounts — whether it's a single payout or a batch to many recipients, every transaction is encrypted and confirmed in real time.
Crypto & Fiat Wallets
Manage multiple currencies and digital assets in one secure place. Move seamlessly between crypto and fiat, hold balances in the currencies that matter to you, and transact in a tap with a simple scan.
Mobile Top-Up
Recharge mobile phones globally in seconds. Top up your own number or send airtime to family and friends abroad, with instant confirmation and support for every major operator.
Payments & Payment Links
Create payment links and receive money easily. Built for freelancers and businesses, share a link anywhere and get settled fast — no complex setup, no hidden costs, no chasing invoices.
Invite & Earn
Earn rewards by inviting friends to Topsend. Share your personal invite link and earn commission on every transaction your referrals make, with all of your earnings tracked in real time.
More ways to use TopSend
Invoicing
Create, send and track professional invoices and collect payments in one place. Brand each invoice, automate reminders and reconcile payments without leaving the app.
Currency Exchange
Convert between fiat and crypto at competitive, real-time rates. See exactly what you'll get before you confirm, with no spreads hidden in the fine print.
Bill Payments
Pay utilities, airtime and bills across borders without the hassle or hidden costs. Schedule recurring payments so nothing slips through the cracks.
Business Accounts
Manage team spend, multi-currency balances and payouts from one dashboard. Set roles, run bulk payouts and connect to your stack via API.
